Long Term Care Insurance by State
Each state has unique LTC insurance regulations, partnership programs, and cost considerations. Select your state below to learn about coverage options and average care costs in your area.
Click on any state to view LTC insurance information specific to your area
Popular State Guides
Explore our most comprehensive state guides with local cost data and partnership program information.
CA
California
Largest LTC market with high care costs averaging $350+ daily for nursing homes.
FL
Florida
Popular retirement destination with extensive assisted living facilities.
IL
Illinois
Established partnership program serving a large metropolitan senior population.
NY
New York
Partnership program available with some of the highest care costs nationally.
PA
Pennsylvania
Strong partnership program with quality nursing home and home care options.
TX
Texas
Growing senior population with diverse care options and moderate pricing.
LTC Insurance at a Glance
Key statistics about long-term care costs and coverage across the United States.
$275
Avg. Daily Nursing Home Cost
National average, varies significantly by state
56M+
Americans Age 65+
70% will need some form of long-term care
47
Partnership States
States offering asset protection programs
4-5%
Annual Care Cost Increase
Outpacing general inflation rates