MS Average daily benefit purchased: $ 132 per day.

Long term care provides support and services when you can�t care for yourself for an extended period of time. It ranges from simple assistance with activities of daily living (for example, getting dressed, and bathing) in your own home, to highly skilled care in a nursing facility. Long-term care insurance is designed to pay some or all of the costs of assisted care when you can no longer take care of your needs on your own. Policy options may include care in a nursing home, assisted living facility, adult day care, or even in your own home.

There are almost 3 million people living in the state of Mississippi, and as the US Census shows, over 380,000 of those residents are aged 65+. That’s over half a million residents and counting in the Magnolia State who will increasingly need and use Long Term Care. Without Long Term Care Insurance, this rising number of seniors will put increasing economic stress on families and the state. In 2011, the total Long Term Care Medicaid expenses alone (not including private Long Term Care expenses) in Mississipi were nearly $1.3 billion. What’s more, Mississippi ranks fourth in the nation for home health care services.

When planning for retirement, Long Term Care Insurance is clearly a key component for securing one’s financial future, and in Washington, residents have the choice of around 17 great Long Term Care Insurance companies that can help protect their savings in the event they need Long Term Care services.