Clark Howard a nationally syndicated financial guru based in Atlanta, Georgia has been an icon for over 27 years and teaches his listeners how to save money. Clark Howard has taught many people here in Atlanta as well as across the United States about complex financial matters and he speaks often on the importance of Long Term Care Insurance as a financial planning tool. For over ten years, Clark Howard has spoken about the importance of protecting your assets from the high cost of needing long term care by purchasing Long Term Care Insurance.  However, a Clark Howard Long Term Care Insurance tip says and we agree, that Long Term Care Insurance is not right for everyone, but for people who have assets to protect it can sometimes be a proper fit.

“Save more and spend less” is more than just a motto for Clark; it’s a way of life.”

Our Philosophy: like Clark Howard Long Term Care Insurance

When I founded LTC Tree in 1998 after graduating from the The University of Georgia with a major in Economics, I took some basic financial principles I learned from Clark Howard when I was younger and applied them to my Long Term Care Insurance brokerage company.  Simply put, always keep the customers’ needs first and help them shop around for the best product at the best price. (In our case it is with the top 10 Long Term Care Insurance companies in the industry.)  When you do invest your time and shop around, you tend to find the best price and value.  Long Term Care Insurance is no different, there are several factors that will effect who has the best deal with this insurance so comparing at least five companies is a must.

In the Long Term Care insurance market prices can vary from company to company depending on your unique combination of age, the state you live, marital status and benefits; this is why it is imperative for you and your wallet’s sake that you do compare at at least six long term care insurance companies.  We all know from listening to Clark Howard over the years how he loves defending his wallet and buying long term care insurance should be no different.  Long Term Care Insurance is a long-term commitment to paying premiums so you absolutely want to make sure you get the best deal.  Clark Howard Long Term Care Insurance does stress the importance of buying inflation protection so you have adequate benefits available when you go to use it years down the road.

As you might guess, Clark Howard is a big proponent of price, and so are we.  When a client wants quotes for long term care insurance we will give them the top 5 companies and advise them to go with the one who has the best rates.  We are general agents with most all the top high rated Long Term Care Insurance carriers and have no preference to any one of them.  We encourage our clients to go with the company that has good ratings and the lowest price.

Clark Howard Long Term Care Insurance Company Ratings

 Clark Howard long term care insurance gives tips on the importance of buying from an A+ Financial strength rating or better company because you want to make sure that the long term care insurance company you choose will be there in the future to pay your claim. On Clark Howard’s site he has a long term care insurance company honor roll in which he rates companies, including:

• John Hancock
• Mass Mutual
• New York Life
• Mutual of Omaha
• Northwestern Mutual

The above are good companies and there are several others that we will quotes so you can decide what is the best deal for you.  Again, we are happy to quote all of these companies for interested clients.  You may request more information below.
Page last updated: 1/2o/2014