Is Hybrid Long term Care Insurance For me?
Purchasing Hybrid Long Term Care Insurance
If you are familiar with the way a traditional life insurance policy works then you understand that the policy will pay out a death benefit to any beneficiaries in the event of your passing. There are also some policies which will utilize this death benefit in order to payout or offer assistance while you are still alive, this is often a type of rider. Hybrid long term care insurance combine benefits from long term care insurance and combines then with the death benefit from payout from life insurance policies. These policies can provide relief[…]
Government Commission on Long Term Care
As recently reported on this blog, the “fiscal cliff” deal signed on the 1st of January this year by Congress included a few items relevant to Long Term Care Insurance and created a new Government Commission on Long Term Care. Namely, the final, and widely-thought to be inevitable, repeal of the CLASS Act was included in this deal as well as the subsequent formation of the Government Commission on Long Term Care to examine the problem. This commission is tasked with taking a hard look at the impending crisis of the lack of long-term care planning and coverage in America. This crisis,[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.