What Questions Will Medical Underwriters Ask Me?
Underwriting process
If you are on the market for long-term care insurance than chances are you have come across a variety of insurers which feature a medical underwriting exam as part of their approval process. This means that your personal medical history will be taken into account before being denied,approved, and assigned coverage or a premium. Long-term care insurance was designed to help you shoulder the steep costs of long-term care and there are a variety of long-term care benefits within each individual policy. Most traditional long-term care insurance plans feature a medical underwriting exams which communicates to insurers their risk[…]