Long Term Care in Minnesota
Would you be more inclined to purchase an Life insurance policy that converts into a Long Term Care insurance policy when you hit retirement? Minnesota, a leader in Long Term Care insurance changes, is considering new ways to pay for Long Term Care insurance.
Minnesota has some important ideas that can really help and change the game with paying for Long Term care Insurance. One idea is called LifeStage Protection, which is life insurance that automatically converts death benefits to Long Term Care insurance when you reach the age of 65. The[…]
Myths about Long Term Care
Here are some myths from Forbes about aging and Long Term Care that have been misunderstood:
- Memory lapse are normal for older adults: When talking about memory loss it’s frequently associated with aging. Memory lapse are also experienced by younger adults as well. Having serious memory lapses as an older adult is not normal though. Not every memory loss is a sign of dementia. If there is a regular memory loss occurrence this is not just from aging.
- The older you get the more you fall: Injuries from falling is one[…]
Long Term Care Tips
Here are three Long Term Care Insurance tips by Newton Daily News that will help you navigate the Long Term Care world:
1. First, your premiums will be less expensive if you take out your policy when you’re younger and healthy. Additionally, even if you are, you need to consider how much you can afford now and in the future. If there comes a time that you can’t make your payments, you could conceivably lose all that you’ve invested, according to AARP. Your financial advisor can help you decide if your savings and[…]
Common Mistakes when selecting a facility for long term care
When looking for a facility for a loved one or a family member you want to make sure that they are receiving the proper care and will be living in a wonderful place. A lot of people research many places and have a hard time choosing for fear of picking the wrong one. The key to picking the right facility is knowledge! Make sure you are going over all the questions and concerns you might have or might run into prior to picking out a facility.
According to FiftyPlus Advocate, here are[…]
Long term care Workforce Center
The American Health Care Association teamed up with Paraprofessional Healthcare Institute to create a new Long Term Care workforce center. This resource center was created to help reduce pressures with skilled nurses and senior housing centers.
The Workforce Resource Center allows workers and providers the information that they need. Training and professional development is provided on the website as well. This past weekend AHCA’s annual convention in California Mark Parkison, president and CEO went over some issues such as the staffing issues and workforce issues. One of the struggles is a record low[…]
Earwax could cause risks in Long term care
There are currently over 2.2 million people that are receiving some type of long term care today. Seniors not only need someone to help with daily activities such as getting dressed, bathed, or help moving around but also with making sure that their health is checked on daily. A very unexpected risk is earwax. If earwax goes unrecognized for too long it can cause damage to eardrums and can even cause vertigo which can lead to falling. It also can cause hearing loss or ringing in the ears.
Earwax is a substance called[…]
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