Retirement Resolutions for 2014
Surveys continue to show that Americans simply aren’t prepared for retirement. We don’t have enough saved and most of us aren’t even sure just how much we should be saving. This presents a real problem, especially as the huge population of Baby Boomers is on the verge of retirement.
As you ring in the New Year, consider whether or not it’s time to include retirement planning on your list of resolutions. If you’re older than 50, the answer is a resounding yes. In truth, though, it’s never too early to start planning for retirement. So, whether you are 25 or 50,[…]
Long Term Care Causes Medi-Cal Costs to Soar
The state of California will soon be facing massive pressure from the surge of seniors and cost of long term care support and services, according to a new UC Berkeley report.
Rising Costs
As the number of seniors rapidly increases, the burden 
of extended health care on the state Medicaid system Medi-Cal will continue to grow. The large-scale potential costs will have a massive impact on the state run program in the future. Researchers project an 88 percent increase in public expenditures for institutional long term care over the next[…]
Is Self-Insuring for Long Term Care the Way to Go?
People tend to avoid discussing subjects like disability, old age, and long term care as much as possible. Sometimes, even to a point of detriment. Brushing off the need for long term care coverage for the alternative plan of self-insuring is one situation that is often the result of failing to confront the true risk.
Discuss Your Options
Aging brings about a higher chance of needing long term care, which is care for 
someone who is unable to perform daily tasks on their own. Sometimes this is due to dementia or[…]
University Launches Caregiver Benefit to Address Long Term Care
A southern university is one of a few employers to offer benefit to workers in an effort to meet changing needs and evolving familial trends related to long term care.
Family Caregivers
Emory University in Atlanta, Georgia recently launched a new program to help employers navigate the difficulties of providing care to a loved one, a job that more family members are tasked with these days. As the cost of long term care continues to climb along with the prevalence of dementia, Americans are relying on family caregivers at an unprecedented rate.
The AARP estimates that family caregivers provide $450 Billion in[…]
The Future of Long Term Care
The advancements in technology continue to make the future a more and more amazing place in terms of our health. It’s hard to know just what science will accomplish next, but earlier this year, researchers were able to create the tiniest human liver ever using a 3D printer.
Printing Organs
Science is constantly searching for new ways to help us improve our health and increase our lifespan, and Organovo in San Diego, California has taken a big step in that path. Utilizing a 3D printer that builds organs from cells, the company produced a human liver that measured 4 millimeters across and ½[…]
Planning for Unexpected Health Care Costs in Retirement
How would your portfolio fare if you were faced with a large unexpected health expense during retirement?
Retirement Care
In an age of climbing healthcare costs, preparing for that 
possibility is one of the most crucial aspects of retirement planning. If a serious medical situation arose, would you able to absorb the cost and continue living the same retirement lifestyle or would you be forced to make changes to your budget? The reality is, most people would be forced to make drastic changes.
A study conducted by Sun Life Financial[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.