National Alzheimer’s Plan Updated to Include Assisted Living in Long Term Care
The Department of Health and Human Services recently made adjustments to the National Plan to Address Alzheimer’s Disease. These adjustments are part of an effort to understand the importance of caregiving for Alzheimer’s and dementia patients within assisted living facilities and similar care settings.
Patients in Assisted Living Facilities 
In the initial text of the plan, assisted living facilities were not included in the list of care settings. The recent update addresses this type of facility as a separate long term care setting and details a new[…]
6 Small Diet Changes to Make Now
There are a number of reasons people require Long Term Care. Diseases like Alzheimer’s and Parkinson’s are among the most common. However, other highly preventable conditions, like heart disease and obesity, are also at the top of the list for reasons people need Long Term Care.
Just because you have Long Term Care Insurance doesn’t mean you want to use it. In fact, it would be ideal if you never had to make a Long Term Care claim. One way of avoiding preventable conditions like obesity and cardiovascular disease is by nourishing your body with the right foods.
When most people hear[…]
Link Between Obesity and Long Term Care
More than 1/3 of adults in the United States are considered obese. This staggering number has led to a number of studies regarding obesity and the effects it has on society. The studies found that in middle aged individuals, obesity is a risk factor for predicting future nursing home admission.
In order to understand the huge threat that obesity poses to our nation, we must understand who in the United States is obese and what effects obesity has on our health.
Obesity in Children 
According to the CDC, childhood obesity[…]
5 Tips to Stay Healthy and Avoid Using Your Long Term Care Insurance Policy
You did your research. You compared rates. You purchased a policy. You officially have Long Term Care Insurance. Congratulations on making a sensible investment that protects your health and your assets.
Now what?
Like any insurance policy, the hope is you will never have to use it. Protecting your house from a flood or your car from a wreck may be difficult, but protecting your body from disease is a lot easier than you think!
Follow these steps to stay healthy in your senior years and avoid using that Long Term Care Insurance policy:
1) Get moving
Even a small amount of daily exercise[…]
State Farm Long Term Care Insurance Requests Rate Increase
State Farm Mutual Automobile Insurance Company recently filed for a substantial increase in rates for their Long Term Care Insurance policies in both Connecticut and Pennsylvania.
Rate revision requests were filed in mid-March for State Farm Long Term Care Insurance policies in Pennsylvania and at the end of April for policies in Connecticut.
Substantial Increase in Rates
The current average premium for State Farm Long Term Care Insurance policies has been around $1200/year in Connecticut and $1800/year in Pennsylvania. 
State Farm is requesting an average rate increase[…]
Connecticut Long Term Care Insurance Bill Killed in Legislative Committee
A bill introduced in the Connecticut General Assembly that would create a $500 personal income tax credit for premiums paid on Long Term Care Insurance has lost momentum.
Killed in Committee
On Monday, the Finance Revenue and Bonding Committee decided not to vote on the bill. Their decision gives the bill an uncertain fate during the current legislative session.
Objections raised by opponents of the bill claim it is too costly to the state. The tax credit will cost an estimated $71.5 million in 2014, $78.3 million in 2015, and $84.6 million annually from 2016 on, according to the Office[…]
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