All Of The Ways to Pay For Your Long-Term Care
A Long-term care insurance policy will help cover the costs of assisted living, nursing homes, and home health care. It exists in case you can no longer care for yourself due to age, disability, or a chronic condition.
Long-term care insurance can be a sensible coverage option for many. Especially when you consider the fact that, 70% of individuals 65 and over will need this type of care at some point as according to, the U.S. Department of Health and Human Services.
So why doesn’t everyone opt for this option? The truth[…]
Can Herbs Help Fight Cancer?
Experts are now saying that many natural resources can help fight against cancer. Almost 9 million people all over the world will die from cancer and nearly twice as many people that have cancer are needing safe and effective treatments that can help them to fight against it.
There are over 50 different plants and herbs found in Saudi Arabia that have been examined and used by researchers at the King Abdullah University of Science and Technology to see whether or not they are able to help fight against cancer. So far only 3[…]
Could Living Alone Cause Depression?
At the University of Versailles Saint-Quentin-en-Yvenlines a recent study suggests that people who are living alone are more likely to suffer from mental disorders. The study was published in the journal PLOS ONE and links the isolation to developing depression.
In the past people were getting married and having children more often than today. In recent studies the marriage rate is decreasing in our modern society and less and less people are choosing to not have children. This increases the number of people who are choosing to live alone which has been[…]
Future Vaccine To Cure Alzheimer’s Disease?
Experimental studies at the University of Texas are showing good results for a vaccine that could possibly slow down Alzheimer’s disease. The experiments and research are published in the journal Alzheimer’s Research & Therapy.
The research included animal testing on monkeys and rabbits in hope to bring to human trials soon. If all goes well with the testing and it is proven safe for humans this could help reduce the risk of people developing dementia and Alzheimer’s disease. Researchers believe that they are making major progress with the safety and effectiveness of[…]
Losing Your Hearing
A common issue that comes with aging is losing your hearing. At some point or another this will happen to everyone whether it’s gradually or suddenly gone.
People over the age of 65 are estimated to experience hearing loss and half of those people over the age of 75 will have extreme hearing loss. When you are having trouble with hearing you will face many challenges such as not being able to understand what someone is saying to you, difficulty hearing doorbells or warnings, trouble with carrying on a simple conversation. Often at[…]
Long-Term-Care Insurance Isn’t Dead, but Why People are Looking More Into Hybrid-Policies
Long-term-care insurance isn’t dead, according to a 2018 Wall Street Journal article, instead it is being used as an estate-planning-tool. Today Americans are more interested in hybrid policies and these policies are reshaping the U.S. insurance industry.
When LTC insurance first came about in the 90’s, middle class Americans were insurer’s target market. Pitching policies that would hopefully save the average American from exhausting their life savings or depending on Medicaid or their children. Considering LTC insurance is important, once you hit your 50’s, but especially the costs. Waiting to buy insurance isn’t an option once you already have a debilitating[…]
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A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.