Hybrid LTCI
Should I Buy Hybrid Long Term Care Insurance?
Hybrid Long Term Care Insurance policies combine traditional Long Term Care Insurance with guaranteed Whole Life insurance. If you need long term care the policy works just like the traditional LTC plans and it will pay for home healthcare, assisted living, adult day care and nursing home care. However, if care is never needed, then the Hybrid Long Term Care Insurance policy will return principle plus interest back to the family at death in the form of tax free life insurance benefit. […]
New Options in Long Term Care Insurance Policies
If you or your spouse haven’t already taken the important step of purchasing a Long Term Care Insurance policy to prepare for your future, long-term care needs, then there’s never been a better time to buy. Prices are continuing to rise so it’s best to lock-in the best deal you can now in order to see the benefit down the road. Also, as a recent article notes, there are now more options in Long Term Care Insurance policies that make this type of coverage even more attractive and critical to any sound financial or retirement plan aimed at delivering[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.