DNA Testing for Long Term Care Insurance
When applying for Long Term Care Insurance it is common for Insurers to take a genetic test when you are applying for Long Term Care Insurance. They can technically choose to offer you coverage off of the results of your DNA tests as well.
The Federal Genetic Information Nondiscrimination Act prohibits health insurers from asking for or using your genetic information to make decisions about whether to sell you health insurance or how much to charge. When applying for Long Term Care Insurance insurers like to review your medical history and go[…]