Long-Term Care Insurance & Waiting
Those who wait may become uninsurable
When it comes to long term care insurance, those who wait until care is absolutely necessary to opt for coverage will usually fall into the uninsurable category. This end result typically results in, a declining individual in need of serious care who is now faced with steep costs and little means to cover it. The reason for this is that most insurers will require a medical underwriting exam before extending coverage meaning the state of your health will directly impact your eligibility as well as your overall[…]
When is it Time to Use my Long-Term Care Policy?
Using Your Long-Term Care Policy
Perhaps, your parents are suddenly receiving late payments notifications for bills they swear they’ve paid. Maybe they’re also forgetting a pill here or there and the house seems a bit messier than usual? Is it possible it has come a time where they may now need some extra help and/or care?Determining and discussing with your parents at which age they may now require long-term care can be a challenging subject for many. After all, they may not even be showing any serious sign of cognitive decline so, how[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.