Long Term Care Tips
Here are three Long Term Care Insurance tips by Newton Daily News that will help you navigate the Long Term Care world:
1. First, your premiums will be less expensive if you take out your policy when you’re younger and healthy. Additionally, even if you are, you need to consider how much you can afford now and in the future. If there comes a time that you can’t make your payments, you could conceivably lose all that you’ve invested, according to AARP. Your financial advisor can help you decide if your savings and[…]
DNA Testing for Long Term Care Insurance
When applying for Long Term Care Insurance it is common for Insurers to take a genetic test when you are applying for Long Term Care Insurance. They can technically choose to offer you coverage off of the results of your DNA tests as well.
The Federal Genetic Information Nondiscrimination Act prohibits health insurers from asking for or using your genetic information to make decisions about whether to sell you health insurance or how much to charge. When applying for Long Term Care Insurance insurers like to review your medical history and go[…]
Oktoberfest: Nursing home celebrates
The Waveny LifeCare Network celebrated their third year of Oktoberfest. Since they were not able to take their seniors to Germany what better way than to bring Germany to them! They celebrated things like Oktoberfest history, German music, and all the delicious German foods.
The main colors of Oktoberfest are blue and white. (A lot of nursing homes are decorating and celebrating this!) Usually Oktoberfest starts in September but Americans like to start celebrate in October. Not only did they decorate with Autumn and Fall decor around the nursing home, but[…]
Financial planning in your 50’s
As you near your 50’s its a great time to start to think about leaving your full-time job and retiring. Retirement is just around the corner and it’s important to know what your future needs will be both financially and physically. A lot of people in their 50’s have a hard time even knowing how to plan for retirement let alone grasp the concept of it happening in life.
According to a Vanguard study in 2016, between the ages of 55-64 half are prepared mentally and financially and half are not and[…]
Can Dementia start in the womb?
A recent study at Cambridge University, suggests that Dementia could develop as early as in the womb. Studies have shown already the link between specific genetics and Alzheimer’s developing at early stages. This study says that if you do not develop certain traits and genes from your parents that the likelihood of you developing Dementia is a higher risk.
The study took brain samples from 54 different patients and 40 of those patients had already had signs or forms of Dementia. Scientists then discovered that about half of them that[…]
How the Recession changed these peoples lives
Today’s Millennials have a negative outlook on investing into the stock market. In 2009 Stefan Nagel did a study on the willingness of financial risks for “Depressions-era babies.” He found out that if they were to make an investment that it would be a lower fraction.
In fact he says according to a survey by Bankrate, “30% of Millennials say cash is their long-term investment of choice, while previous generations lean toward stocks.” As far as careers go a lot of millenials have been forced to take more risks professionally since they graduated during the recession. Unlike the previous[…]
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