2019 New Year’s Resolution for Retirement
With the New Year rolling in people all over are making resolutions and goals for 2019. Many people will have goals that are related to money and finances. Whether it’s saving money or getting rid of credit card debt. Preparing for retirement can be a great goal to tackle for the New year.
Here are some Retirement Resolutions for the New Year:
1.Run a retirement estimator: This helps you see your retirement savings balance and helps calculate your withdrawals for each year. Social security is calculated based on your income.
2. Max the match[…]
Spend time with residents during the holiday season
The staff at Ombudsman Office wants to encourage the community to visit not only their family members this holiday season, but visit residents who might not have anyone to spend time with them. 
The holidays for many people bring together families and creates happiness. Unfortunately it also brings loneliness and sadness for people who do not have any family members to come visit them during the holidays. Staff at these residencies will often host family style holiday parties that welcome family members to come visit and eat with their loved ones. It can really[…]
Long Term Care in Minnesota
Would you be more inclined to purchase an Life insurance policy that converts into a Long Term Care insurance policy when you hit retirement? Minnesota, a leader in Long Term Care insurance changes, is considering new ways to pay for Long Term Care insurance.
Minnesota has some important ideas that can really help and change the game with paying for Long Term care Insurance. One idea is called LifeStage Protection, which is life insurance that automatically converts death benefits to Long Term Care insurance when you reach the age of 65. The[…]
10 Best States for Nursing Homes
Finding a nursing home for a loved one can be overwhelming. You want to make sure that they are taken care of and are in great hands. Looking for a quality nursing home takes time and quite a bit of research. 
It’s important when researching different facilities that you take a tour, meet with directors and read reviews about the different nursing homes. It’s ok to ask a lot of questions when you are there. Picking out a nursing home for your loved one can have a tremendous impact on their life. Hopefully[…]
Gatherings with a loved one who has Dementia
With facing a “cognitive decline” or early signs of Dementia it can be a slow process, but effects everyone in the family. Early signs of Dementia can begin many years before. The challenges that come along with Dementia can be overwhelming but there are some tips and advice on how to bring the family together with a loved one suffering from this disease.
When it comes to family functions, get togethers, and events it can be challenging for a loved one suffering from early signs of Dementia to participate the way that they[…]
Setting up a Trust Fund for your Children
Creating Trust funds can be overwhelming and there are quite a few things to take into consideration. When it comes to leaving large sums of money or assets to your children there are some general tips and advice to follow before setting up a plan.
Here are 7 Tips for Setting up a Trust Fund for your Children by Christine Fletcher:
- Assets of minor should be held in Trust-While children are under he age of 18 you do not want them inheriting money without a guardian. It’s important to find someone that[…]
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