When Insurance Companies File For Bankruptcy
What if my insurer goes bankrupt?
Whether you posses a life insurance, long term care, or disability policy perhaps you have asked yourself the following question. “What would happen to my policy if my insurer were to file for bankruptcy”? While this question encompasses a valid concern, you might be pleased to learn the answer.
Before a company goes completely under or files for bankruptcy a process called rehabilitation will first occur. This process is designed to help save insurers from going bankrupt and is led by each state’s insurance commission. The goal of this[…]
Healthy Thanksgiving Plates
In an effort to help our clients stay healthy and avoid from using their long term care insurance policy as long as possible, we are committed to featuring health tips and tricks found on the health tab of our website. Here you can find news, videos, and “Feature Friday’s Healthy Recipes”, available to you every Friday.
This Friday’s Featured recipe includes healthy options for your family thanksgiving meal. (Please note none of these recipes belong to LTC TREE)
Green Bean Casserole
- 1[…]
Black Friday in 2020
Black Friday Deals in 2020
While its seems the black friday shopping traditions were already starting to shift each year, add 2020 into the mixture. Yup you’ve guessed it, the Black Friday shopping routine may look different once again! With most deals and shopping going virtual this year, some Black Friday deals have already started!
Black friday started as a tradition that occured the first friday following Thanksgiving. This day featured doorbuster sales from just about every retailer and was seen as the best day to shop your christmas list. While the original tradition[…]
Common LTC Questions Explaine
Common Questions
When it comes to planning for you own long-term care it can seem there is much to worry about. At LTC Tree we believe the more you know the less you’ll worry and the better you’ll feel. Compiled below are some common questions related to long-term care explained:
Can Annuities Help Pay for Long-term Care?
Yes. Annuities can closely resemble a Certificate of Deposit however, they are not federally insured. Annuities are insurance contracts which pay interest on the premium you pay insurers. Life insurance companies will typically offer annuities as both immediate and[…]
Hearing Loss Can Be Costlier Than You Think
Hearing Loss
Hearing loss should be taken seriously and always investigated further. It is important to not write off your hearing loss as a regular sign of aging. In fact, not treating your hearing loss can lead to costly outcomes. Even so, it is approximated that over 75,000 patients in the United States do not address their hearing loss related issues.
The impacts of hearing loss left untreated, can result in costly outcomes for many families. According to a recent study, approx. 45% of patients that suffer from hearing loss but did not address[…]
Flu Shot Could Lower Your Risk of Stroke
Did you know that your recommended yearly flu shot could also reduce your chances of a stroke? According, to research conducted in the United Kingdom findings revealed that, the flu shot could reduce your risks of stroke by up to 24% during flu season.
Flu Shot Correlation
Research was conducted at both the University of Lincoln and University of Nottingham. The study involved more than 47,000 patients along with their patient records dating back from 2001 to 2009. Control groups of[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.