Defining Long-Term Care
Defining Long-Term Care
Long-term care entails a list of services centered on assisting with a person’s needs. These needs can range from personal to medical in nature and vary by duration of time. These services are designed to help those who can no longer perform daily activities on their own, live as independently as possible.
Long-term care can be provided in a variety of settings and locations. The level of care needed is often dependent upon each individual’s needs and health profiles. This care can occur at home, nursing facilities, adult daycares, and many more settings. A large percentage of long-term care,[…]
All Of The Ways to Pay For Your Long-Term Care
A Long-term care insurance policy will help cover the costs of assisted living, nursing homes, and home health care. It exists in case you can no longer care for yourself due to age, disability, or a chronic condition.
Long-term care insurance can be a sensible coverage option for many. Especially when you consider the fact that, 70% of individuals 65 and over will need this type of care at some point as according to, the U.S. Department of Health and Human Services.
So why doesn’t everyone opt for this option? The truth[…]
Why No Long-Term Care Insurance Can Deplete Your Finances
Long-term care insurance
Imagining your future needs for long-term care is likely not the most thrilling idea you have ever had.
In fact, most people choose not to think about it all. While we understand your temptation to avoid the subject, we also understand your crucial need to consider the following;
Nursing Homes: Celebrating The Holidays
Whether this is your first or one of many Christmases with a loved one in a nursing facility, Christmas can feel a little less cheery for the both of you. Perhaps it is your mom in the nursing facility and perhaps she is feeling a bit discouraged to be spending the holidays away from home. This year many families are unable to spend the holidays at home or together however, that doesn’t mean you can’t have any Christmas cheer this year. There is still a lot to be grateful for this year[…]
Is Hybrid Long term Care Insurance For me?
Purchasing Hybrid Long Term Care Insurance
If you are familiar with the way a traditional life insurance policy works then you understand that the policy will pay out a death benefit to any beneficiaries in the event of your passing. There are also some policies which will utilize this death benefit in order to payout or offer assistance while you are still alive, this is often a type of rider. Hybrid long term care insurance combine benefits from long term care insurance and combines then with the death benefit from payout from life insurance policies. These policies can provide relief[…]
Long Term Care At Home
Staying at home
If you have lived and experienced countless beautiful memories within the comfort of your own home, it has likely become a place you associate with familiarity and safety therefore, when it comes to making the decision of residing in your own home versus a nursing home, the answer is likely a clear choice. In fact, most seniors would prefer to age in their homes and uphold the option to stay there as long as possible. In home care has become increasingly popular, as it allows seniors to remain in their[…]
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A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.