Current Crisis Has Many Reconsidering the Idea to Self-Insure
Greater Perceived Risks
Long- term care insurance serves as the guaranteed planning tool for mitigating the uncertain and risky price tags associated with long-term care costs. Your odds of living well into your 80’s and 90’s are quite high and with this, your chances of needing long-term care are also quite high. Both your odds and the ever increasing costs of care would suggest it may be wise to put a long-term care insurance policy in place, however even so, many individuals will choose to forgo insurance and opt to self insure. If[…]
Why You Need Long Term Care Insurance
Plan to Protect
Plan to ProtectAlthough not many individuals are eager to consider their possible inability to one day care for themselves, planning for such will be a must for those who wish to protect their nest egg. Take for example a couple with an accumulated nest egg of $350,000. Consider what would happen to that nest egg amount over time should either partner become ill or start to require some sort of daily assistance. Propose that either individual could develop Alzheimers disease, at first the disease could potentially progress[…]
Healthy Lunch Ideas
In an effort to help our clients stay healthy and avoid from using their long term care insurance policy as long as possible, we are committed to featuring health tips and tricks found on the health tab of our website. Here you can find news, videos, and “Feature Friday’s Healthy Recipes”, available to you every Friday.
This Friday’s Featured recipe includes four healthy lunch recipes for you to try. We’re happy to help you practice mindful spending while still enjoying healthy & delicious meals (Please note none of these recipes belong to LTC TREE).
Sweet[…]
Why Is Covid-19 Most Lethal Amongst the Elderly?
Elderly most at risk
Statistics prove the elderly population to be more susceptible to serious illnesses and death as a result of Covid-19 . By now we have all been cautioned that the elderly population is most at risk when dealing with the Coronavirus pandemic. As a result, strict guidelines have been put in place to help protect this vulnerable population. As of now we know elderly individuals are highly at risk and should practice the most social distancing. We also know as according to Neil Ferguson of Imperial College London, that Covid-19 results in[…]
Technology Helping Seniors Remain Connected
Technology saves the workplace
As we all pivot to try and find normalcy amidst the Covid-19 virus, it seem technology is at the forefront of helping us stay connected. As we all know, corporate America and all other non essential businesses have shifted to remote work with employees logging on and communicating via emails, Skype, and Zoom. These methods seem to be working for many and comply directly with the shelter in place guidelines enforced by our government. Technology is currently fueling the opportunity for many individuals to remain employed and some business[…]
I’ve Decided I Need Long-Term Care Insurance, Now What?
Deciding to Purchase LTC
Your reasons for opting for long-term care insurance may vary. Perhaps, you have a family history of predisposed illnesses which may raise your probability for needing future care, or maybe you are divorced with no children to care for you. For others, the decision may stem from lessening the possible future burden on loved ones, peace of mind, and ensuring they can afford the unexpected. Whatever your reasons may be, they are valid to your particular situation and have lead you to the decision to insure. By now you[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.