Boards Games Can Boost your Memory
Keeping the mind sharp
Many studies reveal that playing board games can help keep the brains of elderly individuals sharp. Thats right, those who regularly participated in bingo chess and other similar games, were also shown to posses stronger thinking and memory skills. The University of Edinburgh Academics conducted a study involving 1,091 individuals all born in the year of 1939. All participants cognitive function was initially assessed at age 11 and then later again at ages 70, 73,76, and 79. Each participants frequency in activities such as bingo, chess, and, puzzles were also[…]
The Easiest Way To Drain Savings
Long-term care costs
Healthcare is often the largest expense most retired individuals will face. As medicare fails to cover many necessary expenses including long-term care, it can become dangerously easy for the average American to drain through their own savings and funds. A semi-private nursing room alone can run on average $6,845 a month and a private room about $7,700. The prices within varying room and facilities differ slightly, however they are all quite steep. Dependent on how many hours or years of care are needed, these costs can certainly add up and[…]
Practicing Safety Amidst State Re-Openings
State Re-Openings
As some states prepare to re-open as soon as this Friday, it is important that vulnerable populations such as the elderly continue to practice safe social distancing guidelines. Currently more than 97% of the United Sates is under a shelter-in-place mandate, in an effort to slow down the rapid spread of Covid-19. Still many businesses and local residents are eager to return to work and resume life as usual. Just recently and following new guidance from the White House, the intentions to begin slowly re-opening some states are underway and Georgia,[…]
Four Healthy Dinner Ideas
In an effort to help our clients stay healthy and avoid from using their long term care insurance policy as long as possible, we are committed to featuring health tips and tricks found on the health tab of our website. Here you can find news, videos, and “Feature Friday’s Healthy Recipes”, available to you every Friday.
This Friday’s Featured recipe includes four healthy dinner recipes for you to try. We’re happy to help you practice new[…]
Is Long-Term Care Insurance For Me?
An Aging Demographic
As many baby boomers age to near and past 65, their future care and long term care needs has become an increasingly hot topic. The main topic of this discussion seems to be the cost of this care and how to fund it. Luckily to help cover the possibility of very large future expenses, insurance was created. Long-term care does not fall short of one the costly services that insurance can help mitigate and perhaps that is why long-term care insurance has been introduced.
When compared against other insurances, LTC insurance[…]
Covering the Costs of Care
Covering the costs
Chances are you will likely require some type of long-term care down the road. It is no secret that long-term care can be quite expensive which raises the question on how you will cover those costs. Long-term care insurance may be a feasible option for you when it comes to allocating some of those costs. Whether or not insurance is a good fit for you will depend on your overall individual circumstances and needs. Long-term care refers to services not typically covered through health insurance such as bathing, dressing, and[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.