The Importance of a Legal Will
A legal will
It is a known fact that many individuals will postpone composing a legal will, most even waiting too long before it’s too late. Perhaps, it is because we do not wish to confront the inevitable possibility of our own passing. A will is a legal document which includes specific directions on how you would like your assets to be distributed following your death. The document can be altered by the producer at any point before their death and can contain both tangible assets, as well as appoint guardians and executors[…]
Most Family Caregivers May be Neglecting Their Own Health
When the unexpected
When suddenly in need of long-term care with no previous intentions of needing care, family members will often become makeshift caregivers. Holding the responsibility of caregiver for a loved one or family member comes with a great deal of responsibility. When assuming the role of caregiver you become essential in assisting with activities such as dressing, bathing, eating, exercising, and housecleaning. Caregivers are essential personnel in the daily care of another individual and their health however even so, recent polls and studies have shown that caregivers while taking care of[…]
Healthy & Delicious Coffee Options
In an effort to help our clients stay healthy and avoid from using their long term care insurance policy as long as possible, we are committed to featuring health tips and tricks found on the health tab of our website.
This Friday’s featured recipe includes a list of healthy coffee recipes! We know you love your morning coffee and it can also have many health benefits to you however, we also know that some of our coffee preferences can be sugar and calorie dense, sometimes derailing our goals. Regardless of your lifestyle choices[…]
The Negative Effects of Allergens in your Home
Mild to Severe
Allergies effect many individuals today in fact, over 24 million people in the United States suffer from allergies daily. Whether these allergies range from mild to severe they can be pesky nonetheless. Peanuts, mold, dust, or pet dandruff are main culprits of many allergy related cases and can also spark severe reactions for many. A constant allergic response can irritate many systems within your body and produce reoccurring negative side effects. Many individuals suffer from non lethal allergies but instead mild and bothersome allergies to pollen, dust, and other irritants[…]
Selecting The Right Facility for Your Long-Term Care
Making the right choice
Deciding whether or not to place a loved one within a long-term care facility can be a difficult choice for many. Even so, once that decision has been agreed upon, deciding which specific facility to place your loved one in can even more difficult! Chances are there are hundreds of facilities near you however, knowing which one will be the best fit for your loved one can seems cumbersome. There are many factors to consider such as services offered, price, proximity, and overall quality of the establishment. Knowing how to[…]
Let’s Talk Long-Term Care
What is long-term care
Long-term care refers to the health and/or personal care administered to assist an individual who can otherwise no longer fulfill these needs on his/her own. Some of these services may even extend to be as intricate as help with task completions such as grocery shopping, money management, house cleaning, and medication management. Although possible, the majority of long-term care is non medical and deals more so with daily living activities and everyday tasks. These ADL’s or activities of daily life are often categorized as follows:
- Bathing
- Dressing
- Toileting
- Transferring […]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.