Five Healthy & Creative Dinner Ideas
In an effort to help our clients stay healthy and avoid from using their long term care insurance policy as long as possible, we are committed to featuring health tips and tricks found on the health tab of our website. Here you can find news, videos, and “Feature Friday’s Healthy Recipe […]
Purchasing Long-Term Care Insurance
You Will Need Long-Term Care
When it comes to long term care insurance, some may opt to believe that they do not have a need or want for this type of insurance. The idea of never needing long-term care is a desirable one however, given that over 40 percent of those who turn 65 or older will require a nursing home, this is not always likely. You should also note that most nursing home residents stay for up to five years and in in places like New York City, those costs can easily equate to $100,000 annually.
Kidney Health Can Improve Memory Function
Kidneys & The Brain
New study suggests that kidney decline in those as early as their 30’s may be an indicator for future cognitive decline. In fact, Sanaz Sedaghat, from Northwestern University Feinberg School of Medicine found that, younger individuals with kidney decline did perform poorly on a cognitive test up to 20 years later. This study included over 2,600 individuals with a group average age of 35 and ran for a duration of 20 years. Urine and blood tests were administered in 5 years increments to test for likeliness of kidney problems or failure.
Decreased[…]
Healthy & Flavorful Recipes
In an effort to help our clients stay healthy and avoid from using their long term care insurance policy as long as possible, we are committed to featuring health tips and tricks found on the health tab of our website. Here you can find news, videos, and “Feature Friday’s Healthy Recipes”, available to you every Friday.
This Friday’s Featured recipe includes five flavorful yet healthy recipes ! Give these five recipes a try and let us know what you think in the comments. (Please note none of these recipes belong to LTC TREE)
Choosing A Provider For Your Long-Term Care Insurance
LTC Insurance
Long-term care insurance will cover the costs that are typically not covered by health insurance, medicare, and medicaid some examples include; assisted living, at home care, and nursing home expenses. Without coverage, these costs can inflict a huge dent in one’s finances while attempting to pay for care.
Like all insurance, LTC Insurance takes into account many personal factors when determining ones individual premiums. The factors considered include location, age, health, policy period, inflation, as well as other factors which can go into determining your premium. For this reason, it is best to receive quotes from multiple carriers and then[…]
Three Secrets to Purchasing Long-Term Care
Planning for you own long-term care can seem like a dutiful task. It appears there is so much unknown information to absorb that knowing where to start can seem nearly impossible. Found below are three secrets to shopping for long-term care insurance that everyone should note.
Know your risk
Although we will all inevitably age , there are different factors which we can assess to help us determine our potential length or type of care needed when it comes to long-term care. We can easily consider our own health as well as family history such as health conditions and[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.