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  • Human Services Plans

US Health and Human Services Plans Long Term Care Awareness Survey

By |December 11, 2013|Categories: Breaking News, Government, Insurance Industry, Retirement Planning|Tags: , |

The United States Department of Health and Human Services (HHS) has plans to evaluate the public’s awareness and perception of long term care in a new survey.

Long Term Care Spending long term care

Recognizing the growing issue of long term care spending throughout the nation, the federal government wants to better understand how individual Americans address long term care and how the system could be improved upon in the future.

The US spent $211 billion on long term care in 2011, two-thirds of which was public spending. That cost makes up 8% of[…]

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  • Cost of Smoking

The True Cost of Smoking – It’s Not Just Your Health that Pays

By |December 10, 2013|Categories: Advice, Psychology, Retirement Planning|Tags: , |

By this point in time, nearly every American knows the negative health effects of smoking. If the graphic images in health class weren’t enough to scare you, the warnings on the cigarette boxes should be. Despite the health warnings, individuals continue to pick up the habit every year for a variety of reasons. Along with the habit come a number of different risks and costs that smokers take on, some without even realizing it.

The Costs cost of smoking

The price of a pack of cigarettes isn’t the only cost of smoking; according to[…]

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  • Long Term Care

Minnesota Medicaid Reform Addresses Long Term Care

By |December 6, 2013|Categories: Advice, Breaking News, Government, Retirement Planning|Tags: , , |

The Minnesota Department of Health and Human Services recently announced they received federal approval to use $58 million in state Medicaid spending to better address the issues that have arisen with an increased need for long term care.

Reform 2020

Just one component of a larger Medicaid reform effort called “Reform 2020”, the money designated to DHS will be used to help reduce the number of seniors and disabled Minnesotans who are forced into costly state run long term care facilities. Shifting priorities to home-based care, the state hopes to save money by installing home modifications that enhance safety, encouraging community services,[…]

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  • Eating Nuts

Eating Nuts May Be the Key to a Longer Life, According to New Study

By |December 1, 2013|Categories: Advice, Breaking News, Psychology, Retirement Planning|Tags: , |

Nuts are often deemed a high power brain food, thanks to their Omega 3 fatty acids, but new research suggests that a handful of nuts a day might do more than just keep the brain sharp. In a long term study, individuals who ate one ounce of nuts daily were connected with a longer lifespan and lower risk of disease.

Study

This finding makes sense from what we already know about the longer life long term carenutrient rich food, which is high in protein and fiber. Other studies have reported similar conclusions,[…]

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  • Long Term Care

Long Term Care Causes Medi-Cal Costs to Soar

By |November 22, 2013|Categories: Breaking News, Government, Insurance Industry, Retirement Planning|Tags: , , |

The state of California will soon be facing massive pressure from the surge of seniors and cost of long term care support and services, according to a new UC Berkeley report.

Rising Costs

As the number of seniors rapidly increases, the burden long term careof extended health care on the state Medicaid system Medi-Cal will continue to grow. The large-scale potential costs will have a massive impact on the state run program in the future. Researchers project an 88 percent increase in public expenditures for institutional long term care over the next[…]

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  • Partnership Plans

New Cholesterol Guidelines Spark Debate Over Statins

By |November 20, 2013|Categories: Advice, Breaking News, Government, Psychology, Retirement Planning|Tags: , , , |

The American Heart Association and American College of Cardiology released new cholesterol guidelines for treating high cholesterol and risk factors of heart disease in adults. The updated recommendations have outraged some and prompted a public discussion about the safety of statins and the need for cholesterol drugs for those who are at risk of a cardiovascular event or stroke.

Who Should Take Statins?

The new cholesterol guidelines proposed by these organizations encourage the expanded use of statins, cholesterol lowering drugs, to prevent a heart disease or stroke. Previously, the existence of high LDL cholesterol was a precursor for any of the[…]

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