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  • Coffee Advanced

How Coffee Advanced Alzheimer’s Research

By |May 14, 2013|Categories: Advice, Psychology, Retirement Planning|Tags: , |

Good news for coffee drinkers: Alzheimer’s research has found that drinking coffee may keep Alzheimer’s at bay!

Link Between Coffee and Alzheimer’s

According to a recent study, regular coffee consumption (and the accompanied caffeine intake) is associated with a reduced risk or delayed onset of Alzheimer’s.

Alzheimer’s is the most common form of dementia, currently afflicting over 5 million Americans. It is the 6th leading cause of death in the United States, with 1 in 3 seniors dying with Alzheimer’s alzheimer's research or another form of dementia.

Alzheimer’s has also surpassed cancer and heart disease as[…]

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  • Stay Healthy

5 Tips to Stay Healthy and Avoid Using Your Long Term Care Insurance Policy

By |May 13, 2013|Categories: Advice, Insurance Industry, Retirement Planning|Tags: , , , , , |

You did your research. You compared rates. You purchased a policy. You officially have Long Term Care Insurance. Congratulations on making a sensible investment that protects your health and your assets.

Now what?

Like any insurance policy, the hope is you will never have to use it. Protecting your house from a flood or your car from a wreck may be difficult, but protecting your body from disease is a lot easier than you think!

Follow these steps to stay healthy in your senior years and avoid using that Long Term Care Insurance policy:

1) Get moving

Even a small amount of daily exercise[…]

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  • State Farm

State Farm Long Term Care Insurance Requests Rate Increase

By |May 10, 2013|Categories: Benefits, Government, Insurance Industry, Retirement Planning|Tags: , , , , |

State Farm Mutual Automobile Insurance Company recently filed for a substantial increase in rates for their Long Term Care Insurance policies in both Connecticut and Pennsylvania.

Rate revision requests were filed in mid-March for State Farm Long Term Care Insurance policies in Pennsylvania and at the end of April for policies in Connecticut.

Substantial Increase in Rates

The current average premium for State Farm Long Term Care Insurance policies has been around $1200/year in Connecticut and $1800/year in Pennsylvania. state farm long term care insurance rate increase

State Farm is requesting an average rate increase[…]

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  • Nursing Home Workers

Minnesota Nursing Home Workers Get Pay Raise in Budget Bill

By |May 9, 2013|Categories: Government, Medicare, Retirement Planning|Tags: , , , , |

A budget bill passed in the Minnesota House of Representatives proposes a 3% raise for employees at Minnesota nursing homes.

Budget Disagreements in the House Minnesota Nursing Homes Discussed in Budget Bill

The bill addresses the $11.2 billion budget of general funds being appropriated for Health and Human Services programs. The omnibus bill, which passed in the House with a vote of 70 to 64, would reduce the overall HHS budget by $150 million over the next two years.

Heavy debate was placed on this topic, with members of both parties fighting over whether[…]

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  • Patient Receives First Ever Brain Pacemaker

Alzheimer’s Patient Receives First Ever Brain Pacemaker

By |May 8, 2013|Categories: Government, Psychology, Retirement Planning|Tags: , , , , |

The first ever brain pacemaker was recently implanted in a woman suffering from the early stages of Alzheimer’s.

Kathy Sanford was the first of 10 patients with mild or early stage Alzheimer’s to take part in a new study. The study’s intent is to determine whether a brain pacemaker can improve cognitive and behavioral functions in those affected by cognitive illnesses like Alzheimer’s and other forms of dementia.

How Does a Brain Pacemaker Work?

The FDA-approved study that began in October 2012 is being conducted by doctors and researchers at Ohio State University’s Wexner Medical Center and is scheduled to end in 2015. 

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  • US Nursing Home

US Nursing Home Long Term Care Improving, According to Report

By |May 8, 2013|Categories: Breaking News, Government, Insurance Industry, Medicare, Retirement Planning|Tags: , , , |

According to a recent report, US nursing home long term care, post-acute care, and rehabilitative care quality in the United States have all showed steady progress in improving long and short stay quality indicators.

The report, released by the Alliance for Quality Nursing Home Care (AQNHC), was compiled using data analysis from PointRight, a national long-term care analytics firm. Quality of care was analyzed by using the Center for Medicare and Medicaid Services (CMS) quality measuring standards.

Most Areas Show Improvement

Nursing homes, also known as skilled nursing facilities or SNFs, improved in all four CMS measures utilized for short stay[…]

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