Why You May Not Be Able to Buy Long Term Care Insurance
Insurers Are Increasingly Saying “No Thanks” To Buyers
What Long Term Care Insurance Used To Be Like
It was spring of 1999 and I was a rookie Long Term Care Insurance agent for one of the major companies. I worked for an aggressive agency in Atlanta that really pushed hard to get marginal cases approved. That spring, I was hungry for a sale as I’d spent the first six months working for free, called the “pre-agent” process. This was a time where you were[…]
Setting up a Trust Fund for your Children
Creating Trust funds can be overwhelming and there are quite a few things to take into consideration. When it comes to leaving large sums of money or assets to your children there are some general tips and advice to follow before setting up a plan.
Here are 7 Tips for Setting up a Trust Fund for your Children by Christine Fletcher:
- Assets of minor should be held in Trust-While children are under he age of 18 you do not want them inheriting money without a guardian. It’s important to find someone that[…]
Dogs help with Dementia
People who suffer with Dementia or Alzheimer’s have a harder time with everyday activities. It can be dangerous over time and without supervision it can put someone in a harmful situation. Usually people have to go to a Memory Care or Assisted Living Facility that has caregivers who watch over them. Having a service dog can offer assistance for someone who is living at home or even living in an assisted living facility. 
Research over the years has showed us that pets are good not only for everyone but even more so for[…]
Don’t Get Stuck with Your Parents’ Junk
When parents pass away, there is usually only a small amount of time for you to go through their house and decide what you should keep and giveaway. If you don’t take care of it as soon as you can then you may end up stuck with a lot of junk that you don’t know what to do with.
As your parents get older, you and your family need to start thinking about what will happen to all of the stuff in their house. The truth of the matter is that no one wants to[…]
Will Your Health Hold You Back from Long Term Care Insurance?
Planning for our future health isn’t exactly exciting; few people want to think about themselves as old and frail, but it is the reality that we must face. The older we get, the greater the chances that we will need help with daily activities like dressing, eating, and bathing. The risk of frailty, illness, and disease all increase as we age and planning for the cost of these potential situations is a critical part of planning for retirement.
Health Qualification
Long Term Care Insurance can help you cover the cost of care and protect your assets from the bill. To improve your[…]
California Encourages Long Term Care Preparation with Partnership Policies
Planning for long term care isn’t as simple as setting money aside and being done with it, especially in states where care costs more than the national average. California is one of those states and residents can benefit significantly from taking the time to prepare for long term care costs in advance. The California Partnership for Long-Term Care provides a way to help Californians plan for the expenses associated with long term care without breaking the bank.
Long Term Care Expenses
The California Medi-Cal system currently pays for the majority of long term care facility expenses throughout the state. With the “Silver[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.