US Health and Human Services Plans Long Term Care Awareness Survey
The United States Department of Health and Human Services (HHS) has plans to evaluate the public’s awareness and perception of long term care in a new survey.
Long Term Care Spending 
Recognizing the growing issue of long term care spending throughout the nation, the federal government wants to better understand how individual Americans address long term care and how the system could be improved upon in the future.
The US spent $211 billion on long term care in 2011, two-thirds of which was public spending. That cost makes up 8% of[…]
Long Term Care Causes Medi-Cal Costs to Soar
The state of California will soon be facing massive pressure from the surge of seniors and cost of long term care support and services, according to a new UC Berkeley report.
Rising Costs
As the number of seniors rapidly increases, the burden 
of extended health care on the state Medicaid system Medi-Cal will continue to grow. The large-scale potential costs will have a massive impact on the state run program in the future. Researchers project an 88 percent increase in public expenditures for institutional long term care over the next[…]
Is Self-Insuring for Long Term Care the Way to Go?
People tend to avoid discussing subjects like disability, old age, and long term care as much as possible. Sometimes, even to a point of detriment. Brushing off the need for long term care coverage for the alternative plan of self-insuring is one situation that is often the result of failing to confront the true risk.
Discuss Your Options
Aging brings about a higher chance of needing long term care, which is care for 
someone who is unable to perform daily tasks on their own. Sometimes this is due to dementia or[…]
Now Is the Time to Talk Long Term Care With Your Aging Parents
A recent MarketWatch article discusses one of the biggest obstacles that people encounter when dealing with the long term care of a loved one, specifically a parent. Understanding their financial standing and what types of savings they have will better help you address their needs for care, but this is often not an easy task.
Preparing for the Cost
Adult children experiencing a long term care situation with parents who have been rendered disabled, ill, or in need of custodial care may run into some financial roadblocks along the way. The cost of care alone is enough to cause some major[…]
Planning for Unexpected Health Care Costs in Retirement
How would your portfolio fare if you were faced with a large unexpected health expense during retirement?
Retirement Care
In an age of climbing healthcare costs, preparing for that 
possibility is one of the most crucial aspects of retirement planning. If a serious medical situation arose, would you able to absorb the cost and continue living the same retirement lifestyle or would you be forced to make changes to your budget? The reality is, most people would be forced to make drastic changes.
A study conducted by Sun Life Financial[…]
Poll: Americans Misinformed About Long Term Care Financing
Long term care is a looming crisis that lawmakers have tried unsuccessfully to remedy. Despite the recent conclusion of the federal Commission on Long Term care, people are still confused about exactly what long term care entails and how to prepare. Adding to the confusion, a new poll found that many Americans are also mistaken about who pays for most of the nation’s long term care.
Who Pays? 
Throughout the month of September this year, just over 2,000 adults in the United States were asked about various aspects of[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.