Now Is the Time to Talk Long Term Care With Your Aging Parents
A recent MarketWatch article discusses one of the biggest obstacles that people encounter when dealing with the long term care of a loved one, specifically a parent. Understanding their financial standing and what types of savings they have will better help you address their needs for care, but this is often not an easy task.
Preparing for the Cost
Adult children experiencing a long term care situation with parents who have been rendered disabled, ill, or in need of custodial care may run into some financial roadblocks along the way. The cost of care alone is enough to cause some major[…]
Planning for Unexpected Health Care Costs in Retirement
How would your portfolio fare if you were faced with a large unexpected health expense during retirement?
Retirement Care
In an age of climbing healthcare costs, preparing for that 
possibility is one of the most crucial aspects of retirement planning. If a serious medical situation arose, would you able to absorb the cost and continue living the same retirement lifestyle or would you be forced to make changes to your budget? The reality is, most people would be forced to make drastic changes.
A study conducted by Sun Life Financial[…]
Study: Mac Users Pay More than PC Users
As the newest iPhones fly off the shelves at record pace, the iconic tech company is likely reveling in the success of another one of their many successful ventures in recent history. The record-breaking sales are a reminder of the interesting data fact that Mac users have been found to pay more than PC users when it comes to various products.
Brand Loyal 
Despite noticeably increased criticism regarding the lack of new features that accompanies each iPhone release, customers remain fiercely loyal to the brand, proven by the latest[…]
Top 3 Reasons to Buy Long Term Care Insurance
Long term care insurance helps pay for a number of different services like care received in a nursing home, assisted living facility, or even at home. The government estimates that 1 in 2 Americans will need long term care at some point, so planning early can help save you money in the future. If you think that long term care insurance isn’t right for you, you may want to think again.
Unless you have a hefty amount of assets and can afford to self-insure or, on the flip side, know that you will qualify for Medicaid, long term care insurance[…]
Transamerica’s Newest Long Term Care Insurance Product Available for Sale
Transamerica’s newest Long Term Care Insurance product, Trans Care III, is now available in all 36 interstate compact states across the US.
Opportunity for Solutions 
Long term care planning is an important component of preparing for retirement and despite the market concerns about the industry, the company emphasized their belief in the “tremendous opportunity for long term care solutions” in their latest product announcement.
Transamerica is now giving quotes and taking applications for the product, which includes a number[…]
A Better Way to Buy Long Term Care Insurance
We’ve all heard some variation of this story: after years of paying premiums on time, someone files a claim with their insurance company, only to be denied benefits and cheated out of the coverage they deserve. No matter what type of insurance, this has happened to consumers, and long term care insurance buyers haven’t been spared. These stories are not blanket warnings against policies, however, although some people choose to use them as so. Rather, they are tools to help us make wiser decisions about how to buy insurance.
Choose Wisely
Many people bought long term care insurance policies when they first[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.