Advocacy Group Challenges Long Term Care Insurance Gender Based Pricing
A women’s advocacy group filed sex discrimination complaints against four of the nation’s largest long term care insurance carriers this week.
Long Term Care Insurance Pricing Model
The National Women’s Law Center filed the complaints with the 
Office for Civil Rights at the Department of Health and Human Services on Thursday, according to a press release. The complaints claim the new gender based pricing implemented by these companies amounts to gender discrimination.
Genworth, John Hancock, Transamerica, and Mutual of Omaha each introduced gender based pricing last year. The pricing practice[…]
Caregivers Increasingly Seniors as Need for Long Term Care Skyrockets
As the need for long term care increases at a rapid rate throughout the nation, so too does the demand for caregivers. Despite preconceptions about who needs care and who provides it, more and more of those caregivers are seniors, according to a new analysis.
Long Term Care
Baby Boomers are retiring en masse every day and because they face longer life 
expectancies, the chances that they will need care or assistance at some point continues to climb. Often discussed is the shortage of caregivers that this country faces, but it[…]
MRSA Rates Decline in Veteran’s Affairs Long Term Care Facilities
The prevalence of MRSA among Veteran’s Affairs long term care facilities has significantly declined in the past four years, according to a new study.
Infection Rates Drop
MRSA, or Methicillin-resistant Staphylococcus aureus, is a bacterial infection that can cause infection in various parts of the body and can be especially resistant to antibiotics. For those with already weakened immune systems, like the elderly, MRSA can pose an especially high threat and can even be life-threatening.
A study published in the January edition of the American Journal of Infection Control found[…]
Universal Long Term Care Coverage Proposed in Congress
A bill introduced to Congress on Monday would create a single-payer health care system for the United States, and includes universal long term care coverage.
Universal Health Care
The “American Health Security Act of 2013” was introduced by Senator Bernie 
Sanders (I-VT) and would require states to create a single-payer insurance system that replaces the Affordable Care Act exchanges and eliminates all other forms of public health insurance.
A response to the failed rollout of Obamacare, the new bill demonstrates a growing frustration with the new health care laws and the[…]
US Health and Human Services Plans Long Term Care Awareness Survey
The United States Department of Health and Human Services (HHS) has plans to evaluate the public’s awareness and perception of long term care in a new survey.
Long Term Care Spending 
Recognizing the growing issue of long term care spending throughout the nation, the federal government wants to better understand how individual Americans address long term care and how the system could be improved upon in the future.
The US spent $211 billion on long term care in 2011, two-thirds of which was public spending. That cost makes up 8% of[…]
Minnesota Medicaid Reform Addresses Long Term Care
The Minnesota Department of Health and Human Services recently announced they received federal approval to use $58 million in state Medicaid spending to better address the issues that have arisen with an increased need for long term care.
Reform 2020
Just one component of a larger Medicaid reform effort called “Reform 2020”, the money designated to DHS will be used to help reduce the number of seniors and disabled Minnesotans who are forced into costly state run long term care facilities. Shifting priorities to home-based care, the state hopes to save money by installing home modifications that enhance safety, encouraging community services,[…]
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