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  • Hobbies Keep the Brain Sharp,

Hobbies Keep the Brain Sharp, Research Shows

By |October 4, 2013|Categories: Advice, Breaking News, Psychology, Retirement Planning|Tags: , , |

When people think about retirement, some imagine lounging around, relaxing, and being able to enjoy simply doing nothing. In reality, though, doing nothing might do more harm than good. Studies show engaging in hobbies during retirement can keep your brain sharp, prevent mental decline, and ward off depression.

Stay Busy hobbies in retirement

Retirement can often lead to a major decrease in activity for a lot of people. When you leave the workplace to retire, you lose much of the mental and social interaction that characterized your every day life for years. For those[…]

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  • Financial Crisis

Poll: Americans Misinformed About Long Term Care Financing

By |October 2, 2013|Categories: Advice, Breaking News, Insurance Industry, Retirement Planning|Tags: , , |

Long term care is a looming crisis that lawmakers have tried unsuccessfully to remedy. Despite the recent conclusion of the federal Commission on Long Term care, people are still confused about exactly what long term care entails and how to prepare. Adding to the confusion, a new poll found that many Americans are also mistaken about who pays for most of the nation’s long term care.

Who Pays? long term care insurance

Throughout the month of September this year, just over 2,000 adults in the United States were asked about various aspects of[…]

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  • Higher Dementia Risk

Midlife Stress Linked to Higher Dementia Risk

By |October 1, 2013|Categories: Breaking News, Psychology, Retirement Planning|Tags: , |

Swedish researchers published the results of a long term dementia study, the results of which show that stress in middle age may increase the risk of Alzheimer’s or dementia later in life.

Too Much Stress? stress dementia risk

The study reveals a simple and inexpensive method to cut back on your chances of developing Alzheimer’s: cut back on your daily stress.

At a time when Alzheimer’s currently affects more than 5 million Americans, the quest to understand the disease and other forms of dementia is not without consequence. Scientists continue to produce study after[…]

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  • Proposed in Pennsylvania

Long Term Care Commission Proposed in Pennsylvania

By |September 30, 2013|Categories: Breaking News, Government, Insurance Industry, Retirement Planning|Tags: , , |

A recent proposal put forth by Pennsylvania Governor Tom Corbett includes the creation of a state appointed long term care commission to establish an integrated long term care system.

Healthy Pennsylvania tom corbett long term care commission

The plan, called “Healthy Pennsylvania”, was introduced by Governor Tom Corbett two weeks ago and has sparked controversy amidst already heated public debates about health care and long term care.

Brian Duke, the Pennsylvania Secretary of Aging, wrote an article in the Philly Burbs today in support of[…]

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  • Retirement than Their Parents

Boomers Expect a Different Retirement than Their Parents

By |September 27, 2013|Categories: Advice, Breaking News, Insurance Industry, Retirement Planning|Tags: , , , |

A recent study surveyed aging Boomers and found substantial differences in what they expected in retirement compared to previous generations.

Changes in Expectations long term care insurance

The study, conducted by the Bankers Life and Casualty Company Center for a Secure Retirement, surveyed nearly 1,300 Americans between the ages of 49 and 67 who held a total annual household income of $25,000 to $75,000 a year. The questions were meant to understand how Baby Boomers view their future retirement and what they expect in their retirement years that their parents and grandparents did not.

What[…]

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  • Seniors Are More Likely to Fall

Research Explores Why Seniors Are More Likely to Fall

By |September 26, 2013|Categories: Breaking News, Psychology, Retirement Planning|Tags: , |

An article in the Wall Street Journal this week focuses on “the science of falls” and lends explanation to some questions about the mental and physical mechanics of falling. Landing more than 2 million elderly in the emergency room in 2010, falls are one of the leading causes of long term care and should be considered as you begin to age.

Scientific Findings

Taking measures to reduce your risk of a fall will help you stay healthier, and ultimately safer, in old age. While home modifications such as hand rails, ramps, brighter light bulbs, and other updates may make a fall[…]

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