Is Self-Insuring for Long Term Care the Way to Go?
People tend to avoid discussing subjects like disability, old age, and long term care as much as possible. Sometimes, even to a point of detriment. Brushing off the need for long term care coverage for the alternative plan of self-insuring is one situation that is often the result of failing to confront the true risk.
Discuss Your Options
Aging brings about a higher chance of needing long term care, which is care for 
someone who is unable to perform daily tasks on their own. Sometimes this is due to dementia or[…]
Now Is the Time to Talk Long Term Care With Your Aging Parents
A recent MarketWatch article discusses one of the biggest obstacles that people encounter when dealing with the long term care of a loved one, specifically a parent. Understanding their financial standing and what types of savings they have will better help you address their needs for care, but this is often not an easy task.
Preparing for the Cost
Adult children experiencing a long term care situation with parents who have been rendered disabled, ill, or in need of custodial care may run into some financial roadblocks along the way. The cost of care alone is enough to cause some major[…]
The Future of Long Term Care
The advancements in technology continue to make the future a more and more amazing place in terms of our health. It’s hard to know just what science will accomplish next, but earlier this year, researchers were able to create the tiniest human liver ever using a 3D printer.
Printing Organs
Science is constantly searching for new ways to help us improve our health and increase our lifespan, and Organovo in San Diego, California has taken a big step in that path. Utilizing a 3D printer that builds organs from cells, the company produced a human liver that measured 4 millimeters across and ½[…]
Today is World Stroke Day. Could You Recognize the Symptoms of a Stroke?
Raising awareness about stroke is important for countries across the globe. As one of the leading causes of death in most countries and the fourth leading killer in the United States, strokes are no rare occurrence. Today is World Stroke Day and recognizing the symptoms in a medical emergency may help you or a loved one save a life in the future, so understanding the risk factors and signs of a stroke is key.
Strokes in the US
A stroke is a disease that is typically caused by a[…]
Before You Decide on Dementia, Consider Vitamin B12 Deficiency
When a loved one begins displaying signs of dementia, it becomes very stressful for every one involved. Whether you are the one suffering from cognitive issues, you are the one tasked with the care of that person, or you are simply involved in the process, the whole situation can be very taxing.
Memory loss and confusion in a loved one may cause you to panic, but before you jump to conclusions, be sure you have investigated all of the possible causes. In some cases, it might not truly be dementia, but a simple vitamin B12 deficiency.
What is Vitamin B12?
Vitamin B12[…]
Planning for Unexpected Health Care Costs in Retirement
How would your portfolio fare if you were faced with a large unexpected health expense during retirement?
Retirement Care
In an age of climbing healthcare costs, preparing for that 
possibility is one of the most crucial aspects of retirement planning. If a serious medical situation arose, would you able to absorb the cost and continue living the same retirement lifestyle or would you be forced to make changes to your budget? The reality is, most people would be forced to make drastic changes.
A study conducted by Sun Life Financial[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.