5 Reasons to Get More Sleep Tonight
A good night’s sleep does a lot more good than just keeping your eyes open for work the next morning. In addition to helping your body ward off the common cold and your brain function better, adequate sleep affects your mental and physical condition in a number of different ways. We gathered 5 of the most important ways sleep benefits your health and included some tips for better sleep, too!
5 Reasons to Get More Sleep Tonight
1) Improve Memory – Studies have shown that adequate sleep helps[…]
New Tablet Helps Seniors Manage Health and Communicate with Family
A button-free tablet designed specifically for seniors was recently introduced by a healthcare company. The tablet is meant to help users manage their health regimen and keep in contact with family members.
Interface and Communication
The Claris Companion – photo provided by Claris Healthcare
Claris Healthcare released the tablet last month and has begun sales in their online market. The tablet features a simple user interface, a button-free design, and the device comes completely configured. Purchasers must create an account before buying the tablet, in order to have[…]
John Hancock Makes Adjustments to State Partnership Long Term Care Insurance Products
John Hancock has announced the discontinuation of the sale of its California Partnership Long Term Care Insurance product, effective Monday, September 16.
Strict Regulations and Low Sales in California
The company described the move as a “difficult decision” based on “continued low sales volume” and their findings “that the strategic direction of our LTC products and markets no longer synchronizes with California Partnership regulatory requirements”.
Current policyholders of California Partnership plans will not be affected by the changes, and already existing plans remain guaranteed renewable. However, the company did note that premium rates can be raised based on regulatory approval. All applications for[…]
Genworth Enacts New Underwriting Guidelines for Type 2 Diabetics
Genworth, the nation’s largest provider of long term care insurance, issued a press release today announcing a change in underwriting guidelines for their long term care insurance policy Privileged Choice Flex 2. The change affects applicants with non-insulin dependent, Type 2 Diabetes.
Underwriting Category Eligibility
According to the press release, all applicants with non-insulin dependent, Type 2 Diabetes will no longer be eligible for the “Select” underwriting category. They will now only be eligible for the “Standard” underwriting category and applicable quotes will apply for these policies. The change in underwriting guidelines only impacts applicants for Privileged Choice Flex 2 and will[…]
Long Term Care in Texas
Texas holds the title as the 2nd most populous state in the United States and the 2nd largest state, behind only Alaska. Known for its warm weather and extensive deserts, Texas often experiences some devastating weather patterns like thunderstorms, tornados, and hurricanes. Texas is home to a quickly growing senior population and the number of Texans with Alzheimer’s is expected to triple in the next 35 years, making long term care planning a priority for Boomers across Texas.
[youtube height=”300″ width=”450″]http://www.youtube.com/watch?v=QJOrlSVxm5M[/youtube]Texas created a Long Term Care Insurance Partnership Program in 2009 to encourage residents to begin financially planning for their[…]
Lincoln Financial Updates Hybrid Life + LTCI Product MoneyGuard Reserve Plus
Lincoln Financial announced changes this week to MoneyGuard Reserve Plus, their hybrid Life + Long Term Care Insurance product.
Changes Meant to Sustain LTCI
The recent adjustments are to the Enhanced Surrender Value Endorsement (ESVE) and will not affect the core benefits of the policy. The changes will go into effect on August 16, 2013 and will affect policies in all applicable states except New York.
In the official press release, the company described the purpose of the the changes in their press release as one to “ensure the strength and sustainability of its long-term care solution through all market environments”.
The adjustments to the policy[…]
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A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.