Top 3 Reasons to Buy Long Term Care Insurance
Long term care insurance helps pay for a number of different services like care received in a nursing home, assisted living facility, or even at home. The government estimates that 1 in 2 Americans will need long term care at some point, so planning early can help save you money in the future. If you think that long term care insurance isn’t right for you, you may want to think again.
Unless you have a hefty amount of assets and can afford to self-insure or, on the flip side, know that you will qualify for Medicaid, long term care insurance[…]
Eating to Prevent Dementia
The prevalence of Alzheimer’s and dementia in our society is an issue that worries many and has scientists conducting a plethora of studies on any and every potential breakthrough. Though there is no guaranteed way to prevent Alzheimer’s and dementia, over the years, many prevention methods have been discovered as effective at reducing the risk.
Effects of Lifestyle
More than 5 million Americans are currently suffering from Alzheimer’s or another form of dementia, which now ranks as the 6th leading cause of death in the United States. Taking an active role in your current and future health can have a big[…]
Long Term Care Commission Releases Recommendations Report
The Long Term Care Commission released their findings Friday in a brief summary of 
recommendations. The summary touches on the various issues plaguing the long term care industry and provides suggestions for reform and improvement. In the end, however, the commission was unable to fully agree on any suggestions for financing of the public’s long term care support and services.
Commission Background
As Americans worked to find ways to pay for their long term care services, the group commissioned by Congress to do the[…]
Prevent Financial Crisis with Long Term Care Insurance
Whether you want to think about it or not, at some point, we all age. How we age, though, is up to us, and as many Boomers are beginning to find out, financial planning takes a front seat as you get older and begin thinking about retirement. A major factor that affects retirement savings and merits some serious attention is the possibility of long term care.
Plan Ahead 
How would you respond if you suffered a bad fall one day and needed care for an extended period of time, say[…]
CDC: 200,000 Preventable Deaths from Heart Disease, Stroke Every Year
One-quarter of yearly deaths from heart disease and stroke are avoidable, according to a recent report from the Centers of Disease Control and Prevention (CDC).
Improvement for Some
The report, released this month, found that 200,000 deaths due to heart disease and stroke in 2010 could have been avoided through lifestyle changes. The rate of avoidable death varied tremendously, however, according to a number of different factors, including race, gender, age, and state.
Researchers found that the highest rates of avoidable deaths were in the Southern states and Washington D.C., while Minnesota had the lowest. Another noticeable discrepancy is that blacks were twice[…]
How Will the Coming Caregiver Crisis Affect You?
As health care becomes more expensive, fewer people will be around to deliver it, according to a recent report released by the AARP.
Titled “The Aging of the Baby Boom and the Growing Care Gap: A Look at Future Declines in the Availability of Family Caregivers”, the document details an upcoming scarcity in caregivers, specifically family caregivers, who will be available to provide long term care services over the next few decades. With more Baby Boomers preparing to enter retirement every day, this new report raises questions about how the medical and long term care systems in the country can afford[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.