Continuing Opportunities Through Aging
Longer Lives
The average lifespan in the United States has now increased by approximately 30 years, meaning individuals can now expect to live through several more decades. In fact, adults over 60 are now our fastest growing age demographic. Due to the fact that this increased life expectancy is a more recent development, we must now raise the question on how we as a society wish to shape our longer lifespans. Currently, the news of these longer lives has evoked concerning questions amongst policy makers as they fear we cannot afford this rapidly[…]
Celebrating This Thanksgiving
Thanksgiving 2020
While your Thanksgiving may look a little different this year, our wish for you is that you stay safe and happy this year. Whether you are spending this holiday alone, virtual, or trying to find a way to safely gather we have compiled some recommendations for you. Also know that we wish you a happy holidays and respect your decision to decide what is best for you and your family. We hope that whichever way you choose to celebrate this year, provides you with a sense of community and joy. Here[…]
When Insurance Companies File For Bankruptcy
What if my insurer goes bankrupt?
Whether you posses a life insurance, long term care, or disability policy perhaps you have asked yourself the following question. “What would happen to my policy if my insurer were to file for bankruptcy”? While this question encompasses a valid concern, you might be pleased to learn the answer.
Before a company goes completely under or files for bankruptcy a process called rehabilitation will first occur. This process is designed to help save insurers from going bankrupt and is led by each state’s insurance commission. The goal of this[…]
Healthy Thanksgiving Plates
In an effort to help our clients stay healthy and avoid from using their long term care insurance policy as long as possible, we are committed to featuring health tips and tricks found on the health tab of our website. Here you can find news, videos, and “Feature Friday’s Healthy Recipes”, available to you every Friday.
This Friday’s Featured recipe includes healthy options for your family thanksgiving meal. (Please note none of these recipes belong to LTC TREE)
Green Bean Casserole
- 1[…]
Black Friday in 2020
Black Friday Deals in 2020
While its seems the black friday shopping traditions were already starting to shift each year, add 2020 into the mixture. Yup you’ve guessed it, the Black Friday shopping routine may look different once again! With most deals and shopping going virtual this year, some Black Friday deals have already started!
Black friday started as a tradition that occured the first friday following Thanksgiving. This day featured doorbuster sales from just about every retailer and was seen as the best day to shop your christmas list. While the original tradition[…]
Common LTC Questions Explaine
Common Questions
When it comes to planning for you own long-term care it can seem there is much to worry about. At LTC Tree we believe the more you know the less you’ll worry and the better you’ll feel. Compiled below are some common questions related to long-term care explained:
Can Annuities Help Pay for Long-term Care?
Yes. Annuities can closely resemble a Certificate of Deposit however, they are not federally insured. Annuities are insurance contracts which pay interest on the premium you pay insurers. Life insurance companies will typically offer annuities as both immediate and[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.