Is Hybrid Long term Care Insurance For me?
Purchasing Hybrid Long Term Care Insurance
If you are familiar with the way a traditional life insurance policy works then you understand that the policy will pay out a death benefit to any beneficiaries in the event of your passing. There are also some policies which will utilize this death benefit in order to payout or offer assistance while you are still alive, this is often a type of rider. Hybrid long term care insurance combine benefits from long term care insurance and combines then with the death benefit from payout from life insurance policies. These policies can provide relief[…]
Long Term Care At Home
Staying at home
If you have lived and experienced countless beautiful memories within the comfort of your own home, it has likely become a place you associate with familiarity and safety therefore, when it comes to making the decision of residing in your own home versus a nursing home, the answer is likely a clear choice. In fact, most seniors would prefer to age in their homes and uphold the option to stay there as long as possible. In home care has become increasingly popular, as it allows seniors to remain in their[…]
Five Easy Recipes For Mom
In an effort to help our clients stay healthy and avoid from using their long term care insurance policy as long as possible, we are committed to featuring health tips and tricks found on the health tab of our website. Here you can find news, videos, and “Feature Friday’s Healthy Recipes”, available to you every Friday.
This Friday’s Featured recipe includes healthy meal options your parents or grandparents might enjoy. (Please note none of these recipes belong to LTC TREE)
Tomato Tart
Ingredients:
-
[…]
Long Term Care: Don’t Wait
LTC Insurance
Long term care insurance is insurance which will cover the costs associated with assisted living, nursing home care, or home health care. This insurance is useful in the occurrence that you are no longer able care for yourself due to disability, age, or a chronic condition. This type of insurance can be an especially wise purchase when you take into account that 70% of those 65 and over will require some form of long-term care, as according to the U.S. Department of Health and Human Services.
Why wait
So[…]
Four Facts: Long Term Care Insurance
Did you know
There exists about a 50-50% chance you will require some long- term care (LTC) by the time you approach age 65 and up. Without insurance, the average out of pocket expense associated with long- term care comes to about $140,000. It is also likely you have not yet planned for this financial occurrence, as only about 7 million of the American population currently possesses long- term care insurance. Long- term care insurance will help cover the cost of in home care, assisted living, and nursing home expenses. If you have[…]
Help Your Doctor Help You
A Doctor’s Role
Doctors have dedicated the majority of their time and entire careers to helping others feel better. When you are sick whether it be severe or mild, your doctor can oftentimes help and/or point you in the right direction. Your doctor can also help offer medication and treatment routes to help you manage and diagnose many chronic illnesses. Problems big or small, doctors are specialized in helping you feel better however, did you know that you can help them too?
That’s right you can help make your doctors job a little easier[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.