How To Successfully Prioritize Your Health
Health & LTC insurance
When it comes to long-term care insurance, being in ideal health conditions can make a noticable difference. This difference can be felt greatly in your ability to be approved for coverage. Additionally, you will find that lower premiums are also extended to those with good health profiles. There are many other areas of your life where, good health can not only earn you discounts but also improve your day to day.
Aging can be a tumultuous process for many, especially those with deteriorating health. Deteriorating health can lead to increased[…]
Protect What You’ve Worked For With LTC Insurance
Working Hard for Tomorrow
Chances are you have put in many long and hard day’s of work. You’ve learned new skills and have worked towards earning a decent living. Many Americans clock in and out to secure a better present and future for themselves and their families. Putting in the work now so that may one day retire comfortably.
Long-term care insurance can help you keep it this way. With an estimated 70% of individuals aged 65 and over needing care each year and health insurance not covering those costs, long-term care insurance[…]
Defining Long-Term Care
Defining Long-Term Care
Long-term care entails a list of services centered on assisting with a person’s needs. These needs can range from personal to medical in nature and vary by duration of time. These services are designed to help those who can no longer perform daily activities on their own, live as independently as possible.
Long-term care can be provided in a variety of settings and locations. The level of care needed is often dependent upon each individual’s needs and health profiles. This care can occur at home, nursing facilities, adult daycares, and many more settings. A large percentage of long-term care,[…]
All Of The Ways to Pay For Your Long-Term Care
A Long-term care insurance policy will help cover the costs of assisted living, nursing homes, and home health care. It exists in case you can no longer care for yourself due to age, disability, or a chronic condition.
Long-term care insurance can be a sensible coverage option for many. Especially when you consider the fact that, 70% of individuals 65 and over will need this type of care at some point as according to, the U.S. Department of Health and Human Services.
So why doesn’t everyone opt for this option? The truth[…]
Why No Long-Term Care Insurance Can Deplete Your Finances
Long-term care insurance
Imagining your future needs for long-term care is likely not the most thrilling idea you have ever had.
In fact, most people choose not to think about it all. While we understand your temptation to avoid the subject, we also understand your crucial need to consider the following;
Nursing Homes: Celebrating The Holidays
Whether this is your first or one of many Christmases with a loved one in a nursing facility, Christmas can feel a little less cheery for the both of you. Perhaps it is your mom in the nursing facility and perhaps she is feeling a bit discouraged to be spending the holidays away from home. This year many families are unable to spend the holidays at home or together however, that doesn’t mean you can’t have any Christmas cheer this year. There is still a lot to be grateful for this year[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.