Long-Term Care 101
Long-Term Care Insurance
In order to obtain long-term care insurance you would fill out an application and answer a series of health related questions. You may also need to conduct a phone or in person interview. You would then select your desired level of coverage and insurers will assign a maximum amount to be paid out daily and throughout your lifetime. You would then begin paying your premium amount following your approval. When it is time for you to make a claim your insurer may request a medical evaluation before approving your claim.
Your policy may[…]
Will I Need Long-Term Care?
Many Factors
After a given age it is plausible that anyone may require long-term care at any moment. You could incur a serious accident, sudden illness, or life changing circumstances which could render you in need of long- term care . You may have pondered the question yourself “will I or will I not need long-term care?”. There is no way to know for certain whether you will require long-term care in the near future or at all however, you could consider certain factors when deciding if you are likely to need[…]
Top Concerns Facing Nursing Homes As We Move Forward
Nursing Homes
As predicted, many of those hit the hardest during the Covid-19 pandemic were residents and workers within nursing home facilities around the world. Many experienced severe side effects of the virus as well as unfortunate fatalities. The high contagiousness of this virus combined with its aggressive nature within elderly patients, made nursing homes very susceptible to these horrors. As we all we all witnessed, the unexpected qualities of this pandemic also added to unpreparedness of many. Many nursings home responded swiftly to help minimize exposure as much as possible and many[…]
Our Favorite Healthy Meals
Our Favorites
In an effort to help our clients stay healthy and avoid from using their long term care insurance policy as long as possible, we are committed to featuring health tips and tricks found on the health tab of our website.
This Friday’s featured recipe includes a list of our favorite healthy meals. We know that many of you have goals to stay healthy while keeping it tasty and easy. We have compiled some of the healthy meals we have tried. Try these out for yourself and let us know what you think on[…]
Harmful Gut Bacteria Can Multiply With Age
Digestive Issues
As you age, you may find that you now suffer from mild to severe digestive issues that did not seem to exist in your younger age. Perhaps, you now experience troubles associated with bloating, gas, or issues associated with bowel movements. If this sounds like you and you are wondering how you may be able to help remedy some of these issues, we might encourage the use of a probiotic. Probiotics are available in foods as well as through a variety of dietary supplements, it is also highly advised you consult your doctor before starting any new products. Probiotics[…]
Furniture Matters if You Plan to Age at Home
Furnishing for the future?
Furnishing your space can add style, warmth, and functionality to your living quarters. Afterall, if you need somewhere to sleep, sit, and eat you might as well make selections you enjoy. The furniture shopping experience can vary for all. What some may find fun others may find dutiful however, perhaps we can all agree that we tend to consider price and aesthetics when selecting our furniture, but what about our age? The truth is when selecting a piece of furniture, we don’t typically evaluate “will this be easy to[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.