Choosing A Provider For Your Long-Term Care Insurance
LTC Insurance
Long-term care insurance will cover the costs that are typically not covered by health insurance, medicare, and medicaid some examples include; assisted living, at home care, and nursing home expenses. Without coverage, these costs can inflict a huge dent in one’s finances while attempting to pay for care.
Like all insurance, LTC Insurance takes into account many personal factors when determining ones individual premiums. The factors considered include location, age, health, policy period, inflation, as well as other factors which can go into determining your premium. For this reason, it is best to receive quotes from multiple carriers and then[…]
Three Secrets to Purchasing Long-Term Care
Planning for you own long-term care can seem like a dutiful task. It appears there is so much unknown information to absorb that knowing where to start can seem nearly impossible. Found below are three secrets to shopping for long-term care insurance that everyone should note.
Know your risk
Although we will all inevitably age , there are different factors which we can assess to help us determine our potential length or type of care needed when it comes to long-term care. We can easily consider our own health as well as family history such as health conditions and[…]
Disqualifiers for Long-Term Care Insurance
Long-term Care 
Long term care is used to refer to non medical or custodial care and this care can occur within a multitude of settings. Some of the most common settings for long-term care may include a home, community, or facility. Since medicare typically does not pay for long-term care some of your options include out of pocket funding or long-term care. Since the cost of long-term care is quite high, out of pocket funding may only be best suited for those with an abundance of extra cash to help foot the bill.[…]
Daily Vitamin + Minerals Can Reduce Sick Days For Elderly
Daily Vitamins + Minerals
New study from Oregon State University finds that taking a daily multivitamin and mineral supplement does in fact have plenty of benefits specifically in older adults. This study revealed that older individuals who take both a vitamin and mineral supplement report feeling healthier. It is important to note that the study focussed more on self reported answers and their is still opportunity for further investigation due to variance in answers. In this study a group of 42 participants aged between were divided into two groups and later observed. One group received a daily vitamin and mineral supplement combination[…]
Five Healthy Air Fryer Recipes
In an effort to help our clients stay healthy and avoid from using their long term care insurance policy as long as possible, we are committed to featuring health tips and tricks found on the health tab of our website. Here you can find news, videos, and “Feature Friday’s Healthy Recipes”, available to you every Friday.
This Friday’s Featured recipe includes five delicious “healthy-ish” air fryer recipes for you to try! We value the importance of healthy eating but we also recognize the need to indulge every once in a while. Some foods are better[…]
Yogurt Has Multiple Benefits For Seniors
Yogurt & health
Yogurt is loaded with Calcium, probiotics, B Vitamins, and Zinc, making it a healthy snack choice for all! This tasty treat can also be supplemented with vitamin D and is overall nutrient dense, making it an ideal snack for aging seniors. Aging seniors are often lacking in nutritional profiles and as a result will often suffer from deficiencies and other health complications. Different yogurts can help deliver these nutrients in a convenient and easy to consume way for seniors. Yogurt has a fairly long shelf life and is easy to swallow as it eliminated the need for chewing[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.