For many of us the ability to drive to and from the places we wish to visit, is an overlooked freedom of ours that allows us great independence. If you need to get to work, want an ice cream cone, or simply feel like taking a scenic drive, you have the ability to hop in your car and go! While age 16 tends to be the age most of us discover the newfound freedom of getting behind a wheel, the age at which we choose to retire our car keys can vary by individual. In fact, there is no required[…]
Diabetic Friendly Recipes for the 4th
Because eating healthy is a top priority for our diabetic friends, we are committed to providing you with tasty and healthy meal recipes for you to try. Today we have compiled for you a list of diabetic friendly and crowd pleasing meals to enjoy this Fourth of July! Please note: None of these recipes belong to EasyDiabetesLife
BBQ Chicken
Ingredients
- 1/3 cup organic or sugar free ketchup
- 2 tablespoons water
- 1 tablespoon honey
- 2 teaspoons canned chipotle chiles in adobo sauce
- 2 teaspoons cider vinegar
- 1 teaspoon Dijon mustard
- 2[…]
Hybrid LTCI
Should I Buy Hybrid Long Term Care Insurance?
Hybrid Long Term Care Insurance policies combine traditional Long Term Care Insurance with guaranteed Whole Life insurance. If you need long term care the policy works just like the traditional LTC plans and it will pay for home healthcare, assisted living, adult day care and nursing home care. However, if care is never needed, then the Hybrid Long Term Care Insurance policy will return principle plus interest back to the family at death in the form of tax free life insurance benefit. […]
Why You May Not Be Able to Buy Long Term Care Insurance
Insurers Are Increasingly Saying “No Thanks” To Buyers
What Long Term Care Insurance Used To Be Like
It was spring of 1999 and I was a rookie Long Term Care Insurance agent for one of the major companies. I worked for an aggressive agency in Atlanta that really pushed hard to get marginal cases approved. That spring, I was hungry for a sale as I’d spent the first six months working for free, called the “pre-agent” process. This was a time where you were[…]
Options for Paying Long Term Care
It is important to plan for your future care. Most people in their fifties and early sixties don’t want to think about the possibility of needing help bathing, dressing or eating, but 70% of people over the age of 65 require assistance in two or more daily activities or need some type of long-term care. Here are some of the most common options for paying for long term care.
Out Of Pocket
Out of pocket or self-insurance means that you pay for all of your medical bills on your own.[…]
All About Long Term Care
Discussing long-term care
When it comes to long term care, there are many who wish to avoid the subject. Many do not like to imagine themselves in need of this care. Others feel they have countless more years before they have to consider these matters. Because of this, many individuals will find themselves unprepared when the need for long term care arises.
1 in 3 aged 65 and over will need long term care at some point. This number is quite high and rising with a rapidly increasing aging population. The truth is, the[…]
Reviews of each company’s financial stability ratings, claims experience, and size.
A side-by-side comparison of each company’s policy features. We cover the similarities and the differences.
Price comparisons customized to suit your specific needs from top carriers such as Nationwide, Thrivent, New York Life, National Guardian Life, Mutual of Omaha, and more.