Is Long Term Care Insurance Dead?
Insurance giants like Prudential, MetLife, and Allianz have exited the individual Long Term Care Insurance market, and many in the media have begun speculate that the industry is on life support. As Twain once mused after his obituary was prematurely published in a New York newspaper, “The reports of my death are greatly exaggerated.”
Death of Long Term Care Insurance: The Reports are Greatly Exaggerated
Countless articles that have been written in 2012, saying that Long Term Care Insurance is an impossible market to sell and service policies in. Most major news outlets have instinctually hit the panic button because, “if it[…]
LTC Tree Study Finds Mac Users Buy More Long Term Care Insurance, Too.
An article this week in the Wall Street Journal reveals that users of Apple’s Macintosh computers who visit travel site Orbitz spend an average of $30 more per night on hotels than their Microsoft Windows PC counterparts. With higher per-capita income and different buying patterns, a new study indicates that Macintosh computer users also purchase bigger Long-Term Care Insurance policies, and more often.
A study of 184,000 visits to Long-Term Care Insurance shopping site LTC Tree found that one’s choice of computing platform may reveal more than just hotel buying habits.
Macintosh users are 14.1% more likely to buy Long-Term Care coverage[…]
Class ACT Legally Cancelled
As we tweeted on New Years’ Day, the CLASS Act is officially no longer a law. The CLASS ACt was a Ted Kennedy initiative that made its way into the Affordable Care Act back in 2010. Forbes reports that CLASS Act was officially killed as part of the Fiscal Cliff deal.
What does this mean for the average Joe? Not much, really. The CLASS Act was dead on arrival when it was made part of the ACA. The only reason why it was included in the bill[…]
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